As health care costs continue to skyrocket, individuals and businesses are faced with increasing premiums and changes in health insurance policy coverages. Valley Agencies, Inc., an affiliate of First State Bank and Trust, offers a variety of personal and business medical insurance policies that can be designed to meet your financial and health care needs.

Our most popular products include:

  • Medical—individual and group
  • High deductible medical—individual and group
  • Medicare supplements
  • Dental—individual and group

Our local agents listen to your needs to design an insurance plan that is appropriate for you or your business. 

Valley Agencies, Inc., has been serving businesses in the St. Croix Valley for over 100 years.

Request a free quote or policy review today! Visit or call us at 651.439.2930.

Products are not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates. They are not insured by the FDIC/NCUSIF or any other agency of the United States, the bank, or any of its affiliates. There is investment risk including the possible loss of value.


Valley Agencies
Hanzlik Financial

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