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Each depositor is insured up to $250,000 by the Federal Deposit Insurance Corporation.

Rates Effective: Annual Percentage Yields accurate as of May 25, 2017.

Account Type Min Deposit to Open Min Balance for APY Interest Rate Annual Percentage Yield
Investors Plus Money Market $2,000.00 $500,000.00 - Plus
$250,000.00 - $499,999.99
$75,000.00 - $249,999.99
$25,000.00 - $74,999.99
$0.00 - $24,999.99
0.45%
0.40%
0.25%
0.15%
0.05%
0.45%
0.40%
0.25%
0.15%
0.05%
First Class $20.00   $50,000.00 - Plus
$10,000.00 - $49,999.99
$0.00 - $9,999.99
0.15%
0.10%
0.05%
0.15%
0.10%
0.05%
Croix Club $20.00 $0.00 0.05% 0.05%
Business Checking with Interest $100.00 $0.00 0.05% 0.05%
Statement Savings $1.00 $0.00 0.05% 0.05%
Super Kids Savings $1.00 $0.00 0.05% 0.05%
Health Savings Account $1.00 $0.00 0.05% 0.05%
Rates may change after account is opened. Please contact First State Bank and Trust for additional disclosures and information regarding service charges and fees.
Fess may reduce earnings on the account.
Certificate of Deposit Specials
Length of CD Min Deposit to Open Min Balance for APY Interest Rate Annual Percentage Yield
33 Months $1,000.00 $0.00 0.60% 0.60%
15 Months $1,000.00 $0.00 0.40% 0.40%
Certificate of Deposit Rates
Length of CD Min Deposit to Open Min Balance for APY Interest Rate Annual Percentage Yield
60 Months $1,000.00 $0.00 1.03% 1.03%
48-59 Months $1,000.00 $0.00 0.65% 0.65%
36-47 Months $1,000.00
$0.00
0.40% 0.40%
24-35 Months $1,000.00
$0.00
0.30% 0.30%
12-23 Months $1,000.00
$0.00
0.15% 0.15%
6-11 Months $1,000.00
$0.00
0.10% 0.10%
3-5 Months $1,000.00
$0.00
0.05% 0.05%





IRA 12 Month $250.00
$0.00
0.15% 0.15%