Swipe right to view the rest of the table.
Each depositor is insured up to $250,000 by the Federal Deposit Insurance Corporation.
Rates Effective: Annual Percentage Yields accurate as of August 1, 2024.
Deposit Rates
| Account Type | Min Deposit to Open | Min Balance for APY | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Investors Plus Money Market | $2,000.00 | $500,000.00 - Plus $250,000.00 - $499,999.99 $75,000.00 - $249,999.99 $25,000.00 - $74,999.99 $0.00 - $24,999.99 |
2.50% 2.00% 1.50% 1.00% 0.50% |
2.53% 2.02% 1.51% 1.00% 0.50% |
| First Class | $20.00 | $50,000.00 - Plus $10,000.00 - $49,999.99 $0.00 - $9,999.99 |
0.10% 0.05% 0.05% |
0.10% 0.05% 0.05% |
| Croix Club | $20.00 | $0.00 | 0.05% |
0.05% |
| Business Checking with Interest | $100.00 | $0.00 | 0.01% | 0.01% |
| Statement Savings | $1.00 | $0.00 | 0.05% | 0.05% |
| Super Kids Savings | $1.00 | $0.00 | 0.05% | 0.05% |
| Health Savings Account | $1.00 |
$5,000.00 - Plus
$0.00 - $4,999.99
|
0.60%
0.15%
|
0.60%
0.15%
|
| Rates may change after account is opened. Please contact First State Bank and Trust for additional disclosures and information regarding service charges and fees. | ||||
| Fees may reduce earnings on the account. | ||||
| Certificate of Deposit Specials | ||||
| Length of CD | Min Deposit to Open | Min Balance for APY | Interest Rate | Annual Percentage Yield |
| 33 Months | $1,000.00 | $0.00 | 2.50% | 2.52% |
| 13 Months | $1,000.00 | $0.00 | 4.00% |
4.00%
|
| 7 Months | $1,000.00 | $0.00 | 4.50% |
4.50%
|
| Length of CD | Min Deposit to Open | Min Balance for APY | Interest Rate | Annual Percentage Yield |
| 60 Months | $1,000.00 | $0.00 | 1.50% | 1.51% |
| 48-59 Months | $1,000.00 | $0.00 | 1.25% | 1.26% |
| 36-47 Months | $1,000.00 |
$0.00 |
1.00% | 1.00% |
| 24-35 Months | $1,000.00 |
$0.00 |
0.75% | 0.75% |
| 12-23 Months | $1,000.00 |
$0.00 |
0.50% | 0.50% |
| 6-11 Months | $1,000.00 |
$0.00 |
0.25% | 0.25% |
| 3-5 Months | $1,000.00 |
$0.00 |
0.05% | 0.05% |
The annual percentage yield (APY) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.