Business Certificates of Deposit

Predictable Returns for Business Savings


Our Business Certificates of Deposit (CDs) offer a secure, reliable way for businesses to earn higher interest on excess funds. By committing your money for a designated period of time, you can lock in a fixed rate and enjoy guaranteed returns — with terms starting at just three months.

Business CDs are ideal for organizations looking to preserve capital while earning steady, predictable interest.










Business CD Highlights

  • Guaranteed Interest – Know exactly what your business will earn over the life of the CD.
  • Fixed Rates – Lock in a rate that won’t change during the term.
  • Flexible Terms – Choose from 3-month to 60-month maturity options.
  • FDIC Insured – Deposits insured up to $250,000 per depositor, per ownership category.
  • Early Withdrawal Penalty – A penalty applies if funds are withdrawn before maturity. 
View current Business CD rates for available terms and yields.

 

Why Choose a Business CD?

  • Low-risk savings option for business reserves and planned expenses.
  • Higher returns compared to traditional business savings accounts.
  • Predictable earnings for budgeting and financial planning.
  • Ideal for excess cash you don’t need immediate access to.

Flexible Savings for Short and Long-Term Goals

Business Certificates of Deposit give you control over how long your funds are committed. Keep money accessible with shorter terms, or earn higher interest by selecting a longer maturity. For longer-term investment strategies, additional business investment options are available.

Open a Business Certificate of Deposit and put your company’s savings to work with guaranteed, fixed-rate growth.









































































Phone Icon

Request an Appointment

We're ready to help you start your journey toward financial success.

Request an Appointment