To report a lost or stolen Debit MasterCard ® or ATM card, please call the bank at 651.439.5195 or 800.848.4897 during business hours. During non-business hours, please call 888.297.3416
To report a lost or stolen First State Bank and Trust Elan credit card, contact our 24-Hour Cardmember Service at 800.558.3424.
Debit MasterCard® BusinessCard
Mobile Wallet
Apple Pay and Google Pay for Mobile Wallet is now available. Enjoy the simplicity of making contactless, secure purchases in stores, in apps, and on the web using your iPhone or Android device. Link your FSBT Debit Card by following these steps:
- Open up Apple Pay or Google Pay on your iPhone or Android device.
- Agree to Apple’s or Google’s usage agreement.
- Select Add Credit or Debit card.
- Enter in your card details manually or allow app to take picture of your debit card.
- Make sure that all of the information is entered correctly.
- Agree to FSBT’s terms and conditions for using the Mobile Wallet.
- Activation.
- Select text message or email to receive a one time password to activate your debit card in Mobile Wallet. Make sure your contact information is up-to-date with FSBT.
- Call FSBT to activate your debit card if the text or email one time password option is not available.

Debit Card Fraud Center
Merchant Card Processing
Business Credit Cards
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International
Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.