To report a lost or stolen Debit MasterCard ® or ATM card, please call the bank at 651.439.5195 or 800.848.4897 during business hours. During non-busness hours, please call 866.546.8273

To report a lost or stolen First State Bank and Trust Elan credit card, contact our 24-Hour Cardmember Service at 800.558.3424.


Credit Cards 

Choosing the right business credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

Let's get started...

Earn valuable rewards.

Visa Business Cash Card

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase. More.

Visa Business Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back 1 after your first purchase. More.

Visa Business Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back 1 after your first purchase - all with a low annual fee. More.


1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. 

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


Debit MasterCard® BusinessCard

With a Debit MasterCard ® BusinessCard, you will get all of the ease, convenience and purchasing power you need in a card that's designed for businesses like yours. This card gives you and your authorized employee’s convenient access to the funds in your business checking account, and you get the worldwide acceptance of the MasterCard ® logo.

Merchant Card Processing

For small businesses, we offer credit card processing that is both affordable and easy to manage. We can enable your business to accept Visa, MasterCard ® and other major credit cards through our relationship with Elavon Merchant Services


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