Register to Win a 55" Flat Screen TV!

When you receive a no obligation insurance review from a Valley Agencies representative, you will be entered to win a flat screen TV. Stop in to any FSBT branch to register. 
  • Contest runs November 1, 2018 - December 31, 2018.
  • One entry per person.
  • Drawing will be held on January 2, 2019. Winner need not be present to win.
The fine print: No purchase necessary. Your information will be given to a Valley Agencies representative who will contact you to review your insurance policy. Valley Agencies is an affiliate of First State Bank and Trust. You do not need to be a Valley Agencies or First State Bank and Trust client to win.

Personal Insurance

Our affiliate, Valley Agencies, Inc., offers personal property, casualty, and personal liability insurance products to protect you against unexpected losses. As a local, independent agency, we can provide personal attention with access to some of the nation’s leading insurance companies to provide a variety of insurance product options specifically suited to meet your personal insurance needs.

Our most popular personal products include:

  • Automobile
  • Homeowner
  • Umbrella—Personal liability
  • Motorhome and recreational vehicle
  • Motorcycle
  • Boat and personal watercraft
  • Flood
  • Renter

In addition to competitive pricing, our local agents listen to your needs to design an insurance plan appropriate for your personal situation. 

Valley Agencies, Inc. has been serving customers in the St. Croix Valley for over 100 years.

Request a free quote today! Visit or call us at 651.439.2930.

Products are not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates. They are not insured by the FDIC/NCUSIF or any other agency of the United States, the bank, or any of its affiliates. There is investment risk including the possible loss of value.


Valley Agencies
Hanzlik Financial


We offer a full range of mortgage options.

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