At First State Bank and Trust you will find everything you need to protect and manage your money whether you are at home or on the road.


Make the Switch to Better Banking

Are you ready to make the move to First State Bank and Trust? Click here for our convenient step-by-step Switch Kit. With all of your funds in one place, your banking will be easier!  

iTalk (24-hour Telephone Banking System)

iTalk has all the features you need to do your banking over the phone - verify your balance, transfer funds, activate a new debit card and more! To set up your new PIN, you will need to know your account number and social security number. Follow the prompts to seamlessly set up your new 4-8 digit PIN. iTalk is available 24-hours a day/7 days a week. Call 651.439.7722 to access the system. If you have questions, feel free to contact us at 651.439.5195.

Safe Deposit Boxes

Keep your most valuable possessions and documents safe on our premises. Four box sizes are available: 3" x 5"; 3" x 10"; 5" x 10"; 10" x 10". See our fee schedule for annual rental rates.

Wire Transfers

Our clients have access to the Federal Reserve Wire Transfer system. See us for quick and safe fund transfers anywhere in the United States and hundreds of locations worldwide.


First State Bank and Trust has shredders in our Bayport and Oak Park Heights offices for you to shred your sensitive documents. These are available to use free of charge during normal lobby hours.


Put your money to work with your credit cards!

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