Jon has been a mortgage banker since 1997. With the proven knowledge and skill necessary to ensure client satisfaction, Jon takes the time to get to know your financial needs in order to identify specific opportunities and lending programs designed for your unique circumstances. You can quickly and efficiently find a loan that meets your objectives and fits your lifestyle.

A home is typically the largest investment a family will ever make. Driven by honesty, integrity and experience, Jon is committed to making your home buying process an enjoyable experience. That means you can count on him to always look out for your best interests, and to keep you informed throughout every step of the lending process.

Jon is proud to provide the highest level of customer service to his clients at every phase of the loan process. That is why he receives many referrals from satisfied clients. His goal is to earn your confidence and become your trusted mortgage consultant for years to come.

Jon was born and raised in Stillwater Minnesota. Jon and his wife, Michelle, have been married since 1989, and have two children - Desiray and Nick - and a sweet granddaughter, Lucy.

Outside of the office, you can find Jon watching sports (particularly hockey), playing golf, fishing, traveling, and most importantly… spending time with his family.

Dan has been employed with First State Bank and Trust since 1992, of which the majority of his time has been as a mortgage loan officer. It has been amazing to watch the bank grow over the years into what it is today. The ability to meet clients’ needs utilizing competitive products in a “small-town,” friendly atmosphere, is what Dan enjoys the most. We are truly what people can consider their hometown bank.

Dan grew up in Bayport and currently resides in Stillwater with his wife, Lori, of 25 years and three children – Jake, Seth, and Ruth. He enjoys singing and playing guitar as well as doing house projects that involve using his construction skills. Dan looks forward every year to traveling with the whole family to new and exciting destinations.

Samantha (Sam) has been involved with the financial world nearly her entire life. Whether it was growing up watching her parents run a successful local business or becoming a part-time teller in high school for a local bank- she knew she would be making an impact in the financial sector someday. She graduated with honors from the University of Minnesota - Duluth with a degree in finance and has since grown into a well-versed commercial and mortgage lender. In her role, Sam will work hand-in-hand with you to provide an exceptional lending experience. It is her passion to tailor the loan process to each client to ensure you feel a personal connection with First State Bank and Trust.

Outside the office, you might meet Sam in the woods; camping, hiking, or reading a good book. She and her husband, Luke, enjoy adventuring around the world exploring new places.