couple camping

Deposit Accounts

Open an Account,

Support a Cause


When you open a personal deposit account at First State Bank and Trust, we will donate $100 to a local non-profit - and you get to choose which cause. It's automatic, impactful, and part of our commitment to giving back to our community.
 
*Offer is valid for new deposit clients only.*
Non-profits

Bank With Purpose

At FSBT, we believe shaping positive change starts right here at home. These contributions reflect our people-first approach and our dedication to investing in the greater Minnesota and Wisconsin regions.

Select from causes such as food access, education, animal rescue, or affordable housing, and you'll help direct a $100 donation to one of 10 non-profits making a difference in our communities.

How It Works

Deposit Campaign

Simple, Smart Options


Earn Interest
First Class
  • $20.00 minimum to open
  • $1,000 minimum balance
  • Tiered interest rates
  • Free standard checks
  • Free Cashier’s Checks & Money Orders
  • Free 3 x 5 Safe Deposit Box

50+ Club
Croix Club
  • For clients age 50 or better
  • $20.00 minimum to open
  • No minimum balance
  • Free standard checks
  • Interest bearing

Traditional Checking
1914
  • $20.00 minimum to open
  • $100.00 minimum balance
  • Paper statements

Most Popular
eChecking
  • $20.00 minimum to open
  • No minimum balance
  • No monthly activity charge

Earn more interest
Investors Plus Money Market
  • $2,000 minimum to open
  • Tiered interest rates
  • Interest compounded and credited monthly (variable interest rate may change at any time)
  • ATM card available

Traditional Savings
Statement Savings
  • $1 minimum to open
  • No monthly maintenance charge with a $100 minimum balance
  • Interest compounded and credited quarterly (variable interest rate may change at any time)
  • ATM card available

Kids Savings (<18)
SuperKids Savings
  • $1 minimum to open
  • No monthly maintenance charge with a $100 minimum balance
  • Interest compounded and credited quarterly (variable interest rate may change at any time)
























































































 
         
         
         
         
         
         
         
         
         
         
     
 




















business woman


1. Open your account

Visit an FSBT branch or schedule an appointment online.
person on phone


2. Choose your non-profit

Pick from 10 local non-profit organizations at the time of account opening.
women high fiving


3. Make an impact

We'll donate $100 on your behalf - no extra work required.
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Request an Appointment

We're ready to help you start your journey toward financial success.

Request an Appointment