First Class

Our First Class Checking account is designed for clients who want more from their checking experience. With tiered interest rates and built-in extras, it’s a smart choice if you keep a higher balance and want added value with your account.

Why Choose First Class Checking?

Earn More with Tiered Interest - The higher your balance, the more interest you can earn.
Perks That Save You Money – From free cashier’s checks to discounted check orders, you get everyday conveniences at no extra cost.
Extra Peace of Mind – Enjoy a complimentary safe deposit box and free notary services.
Premium Banking Experience – Perfect for clients who want all the basics plus premium features built in.

Personal Banking That Rewards You

As a First Class Checking client in Minnesota or Wisconsin, you’ll earn competitive interest on your balance while enjoying extra services that add value to your everyday banking. It’s an account that rewards you for maintaining a higher balance while giving you the convenience and security you need.

Account Details

Minimum to Open: $20.00
Minimum Balance: $1,000.00
Monthly Maintenance Charge: $15 if balance falls below the minimum¹
Monthly Activity Charge: None
Interest: Tiered Rates

$0.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - Plus

Balance Sheet

Exclusive Features, Perks, & Extras:

Free Mastercard® debit card with nationwide access to ATMs
Free standard checks, or 50% off any special order
Free cashier's checks & money orders
Free notary service and signature guarantee
Free photo copies (limit 10 per visit)
Free 3 x 5 safe deposit box
Overdraft Protection Line of Credit²
Consumer loan discount³
No fee Visa credit card options²
Image statements

¹Waived if Trust relationship is maintained.
²Upon credit approval
³With automatic payment from First State Bank and Trust checking account

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