First State Bank and Trust has tools to help your child navigate their financial future as they enter adulthood. Your child will need to build credit and prepare for other major life events.

Build and maintain their credit

High school is a good time to start building credit. Utilizing Overdraft Protection and their own credit card helps teens build their credit score and their budgeting skills while you are still available to guide them.
A credit score can impact your adult child's life. We can direct them to resources for building and maintaining their good credit. Whether they start with Overdraft Protection, a credit card, or a personal loan, we have different options available to get them started.

Prepare for life events

As your adult child begins thinking about buying a home, retirement, etc., our experts can discuss options and help your child plan no matter what stage of life they are in.


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