1914
Our 1914 Checking account keeps things classic. With paper statements, a low minimum balance, and straightforward features, it’s a dependable option for clients who prefer traditional banking with modern conveniences included.
Why Choose 1914 Checking?
- Low Minimum Balance – Keep just $100 in your account to avoid monthly fees.
- Paper Statements Included – Stay organized with mailed statements delivered to you each month.
- Budget-Friendly Option – A great choice if you want a simple account with no extra frills.
- Modern Convenience Built In – Get a free debit card and access to digital tools when you want them.
A Straightforward Way to Bank in MN & WI
If you value simplicity and want a traditional account with paper statements, 1914 Checking gives you everything you need without unnecessary extras. It’s reliable, affordable, and designed to keep your banking easy.
Account Details
- Minimum to Open: $20.00
- Minimum Balance: $100.00
- Monthly Maintenance Charge: $3.00 if balance falls below the minimum
- Monthly Activity Charge: $0.25 per debit item if balance falls below the minimum1
- Interest: Non-interest bearing
Checking Account Benefits & Features:
- Free Mastercard® debit card with nationwide access to ATMs
- First order of 20 standard checks are free
- Overdraft Protection Line of Credit2
- Consumer loan discount3
- No fee Visa Rewards Credit Card2
- Image Statements for easy record keeping
1Debit items include withdrawals created by checks, in-person withdrawal, ATM withdrawal, debit card withdrawal, ACH and Internet
2Upon credit approval
3With automatic payment from First State Bank and Trust checking account
2Upon credit approval
3With automatic payment from First State Bank and Trust checking account
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