At First State Bank and Trust, your money works harder for you. Let us introduce you to our business checking and savings accounts:

According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. The business documents needed can be found here.

There is much involved in launching a business. If you are just starting out and want to learn more about planning and registering your business, as well as how to get the required business documents to open an account, the U.S. Small Business Administration (SBA) provides a step-by-step business guide for small business owners and entrepreneurs to help them pursue their dream. Here is a link to the 10 Steps to Start Your Business.

Just starting out? Separating business from personal accounts is critical for many reasons. Here's why:

While, at first, it may seem easier to keep your personal and business funds in one account, there are many benefits to keeping them separated. A separate business account:
  • Makes it easier to track your business' cash flow.
  • Makes your accounting more efficient for taxes, and for taking advantage of tax deductions and benefits.
  • Creates a more established and reputable image of your business. Payments are made to your business versus you personally.
  • Offers increased protection for your personal assets from legal liability if hard times hit your business. Some business entity types have more protection than others.
  • Can open the door to more robust business banking financial services over time as your needs grow.


Let us introduce you to the tools you need for success.

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