| Safe Deposit Boxes (Annual Rental) |
3" x 5" 3" x 10" 5" x 10" 10" x 10" |
$35.00 $50.00 $75.00 $125.00 |
| Record Research | $25.00 per hour $5.00 minimum |
|
| Replace Lost Key | $10.00* *If both keys are lost, the box must be drilled open at a cost determined at opening. |
|
| Wire Transfers | Customer (outgoing) Foreign |
$25.00 per transfer $30.00 additional |
| Money Orders | Customer* | $3.00 *No charge to Senior Citizens age 65+, Croix Club members and First Class account holders |
| Cashier's Check | Customer* | $4.00 *No charge to Senior Citizens 65+, Croix Club and First Class account holders |
| Counter Checks | 5 free - $0.25/after | |
| Checking & Savings Account Early Closure | $25.00 within 90 days of account opening. | |
| Health Savings Accounts | Annual Service Charge: $25.00 | |
| Remote Deposit Anywhere (RDA) | Per deposit item Fee: $1.00* *waived with eStatement enrollment |
|
| Overdraft Charges | Applies to checking, savings and moneymarket accounts. | |
| Overdraft Charge each item paid (Created by Check, ACH Debit, Internet or Online Debit, Bank Fee, In Person Withdrawal, Phone Debit) | $32.00 per item/Daily maximum $96.00. Overdraft charges will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day). | |
| Return Item Charge | Applies to checking, savings and moneymarket accounts. | |
| Return Item Charge (Created by Check, ACH Debit, Internet or Online Debit, Bank Fee, In Person Withdrawal, Phone Debit) | $32.00 per item/Daily maximum $96.00. Return Item charges will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day). | |
| Daily Overdraft Fee Fee begins on 4th business day after initial overdraft |
$5.00 per day/Maximum 20 consecutive business days/$100.00. Daily Overdraft fees will not be assessed on non-business days (Saturdays, Sundays, New Year's Day, Memorial Day, July 4th, Labor Day, Thanksgiving Day, and Christmas Day). |
|
| Return Deposit Item | $4.00 per item |
|
Stop Payment |
Checks and ACH items Recurring Debit Card Transactions |
$30.00 $30.00 |
| Account Reconciling | No charge 1st time; $25.00 per hour thereafter with a minimum of $25.00 and a maximum of $100.00 | |
| Duplicate Statement Copy | $2.00 | |
| Paper Statement Fee | $6.00 per month (eChecking Only) | |
| Collection Item | $20.00 per check | |
| Coin Counting | Customer NonCustomer |
No Charge 5% with $3.00 minimum* *Exception: Minors under age 18 |
| Notary Public Service | Customers: No Charge Non-Customers: $5.00 |
|
| FAX Machine | Local Long Distance International |
$2.00 per page $3.00 per page $5.00 per page |
| Levy/Garnishment | $100.00 | |
| Foreign Currency Order | $15.00 per order (Postage rates vary) | |
| Foreign Check Items | $20.00 for the first item, $5.00 for each additional item included in the same transaction | |
| Automatic Loan Payment Adjustment Fee | $10.00 | |
| Account Protection Transfer Fee | $5.00 per transfer | |
| Debit/ATM Card | Replace Card Rush Orders |
$7.50 Rates Vary |
| ATM Withdrawal fee:International Service Assessment | 0.2% of transaction/Currency Conversion Assessment 0.9% of the transaction/Cross-Border Assessment |
|
| ATM Withdrawals | $1.00 per withdrawal if at a non-First State Bank and Trust location or outside of MoneyPass Network | |
| Check Printing | (Fee depends on Style of check order) | |
| Dormant Account Fee: | ||
| Accounts become dormant when there is no customer driven deposit or withdrawal for a period of 12 months | Checking and Money Market $5.00 per month (if your balance is $500 or less) | |
| Accounts with statements returned for 2 consecutive months will be deemed dormant for monitoring purposes | Savings $5.00 per month (if your balance is $200 or less). | |
| HSA Excessive Contributions | HSA contributions made in excess of the annual maximum contribution limit set for the account will be returned via Cashier's Check | |
| BillPay: Overnight Rush Check Payment | $19.95 | |
| BillPay: Second Day Rush Check Payment | $14.95 | |
| BillPay: Second Day Rush Electronic Payment | $4.95 | |
| BillPay: Gift payment by check | $2.99 | |
|
BillPay: Donation payment by check
|
$1.99
|
|
| Canvas Key Lock Deposit Bag |
$25.00
|
|
| Zip Deposit Bag |
$5.00
|
