Small Business Checking

Simple Banking for Everyday Business


Running a small business takes focus. Your bank account shouldn't slow you down. Our Small Business Checking account keeps things simple with straightforward pricing, flexible access, and digital tools that make managing your money easy. It's ideal for small businesses in Minnesota and Wisconsin with lower transaction volumes that still want professional banking features.











This basic account is ideal for businesses with low transaction volumes.

Checking Account Highlights

  • Minimum to Open: $100.00
  • Minimum Balance: None
  • Monthly Maintenance Charge: $9.00
  • Activity Charge per Debit Item: $0.50 each debit items if over 100 per month* (withdrawals include checks, debit card, automatic, ATM, Internet Banking or telephone transfers).
  • Activity Charge per Deposit Item: $0.50 each deposit item if over 100 per month* (including automatic deposits).
  • Earnings Credit: None

Account Features:

  • Debit Mastercard® BusinessCard
  • eStatements for easy record keeping
  • Online Banking and Mobile Banking access
  • iTalk telephone banking
  • Visa® business credit cards options

Why Choose Small Business Checking?

  • Designed for Low-Volume Accounts - Perfect if your business doesn't process a high number of monthly transactions.
  • Affordable and Predictable - Simple fee structure makes budgeting easy.
  • Digital Convenience - Manage everything online or on your mobile device.
  • Trusted Business Tools - Includes a Business Debit Mastercard®, eStatements, and online banking.
  • Local Expertise - Get personal support from bankers who understand local small businesses.

What You'll Need to Open an Account 

According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. Here's what you'll need to open a specific account:

Sole Proprietor
  • Certificate of Assumed Name (only if your full name is not included in the business name)
  • Social Security Number or EIN Federal Tax Number
Corporation
  • Articles of incorporation (files with state)
  • Corporate Resolution for signers
  • EIN Federal Tax Number
General Partnership
  • Copy of partnership agreement
  • EIN Federal Tax Number
  • Certificate of Assumed Name
  • Partnership Resolution for Signers

Banking That Fits Your Business

If you're a small business owner looking for a dependable account that keeps costs low and management simple, our Small Business Checking account is the perfect fit. Enjoy modern convenience backed by the personal service of your local community bank.




































































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