Business Value Checking

Practical Banking for Growing Businesses & Organizations


If you operate in Minnesota or Wisconsin and your business, organization, or club has limited transaction activity but maintains a steady balance, our Business Value Checking account offers the perfect mix of flexibility and value. It's designed for those who want reliable cash management, essential banking tools, and a low monthly fee that can easily be avoided by keeping a modest balance.









Business Checking Account Highlights

  • Minimum to Open: $100.00 
  • Minimum Balance: $250.00
  • Monthly Maintenance Charge: $5.00 fee if balance falls below minimum.
  • Activity Charge per Debit Item: $0 .50 each if over 50 debit items per month* (withdrawals include check, debit card, automatic, ATM, Internet Banking or telephone transfers)
  • Activity Charge per Deposit Item: $0.50 each if over 50 deposit items per month* (including automatic deposits)
  • Earnings Credit: None
Business Checking Account Features
  • Debit Mastercard® BusinessCard
  • eStatements for secure record keeping
  • Online Banking and Mobile Banking
  • iTalk telephone banking
  • Visa business credit cards options

Why Choose Business Value Checking?

  • Low Balance, Low Fees - Maintain just $250 to avoid a monthly charge.
  • Ideal for Low-Volume Accounts - Perfect for small businesses, local clubs, or community organizations with limited monthly transactions.
  • Full Digital Access - Manage your finances anywhere with online and mobile banking.
  • Reliable Tools - Includes a Debit Mastercard® BusinessCard, eStatements, and optional Visa credit cards.
  • Community Banking Support - Work with local bankers who know and support small businesses and organizations.
 

Checking That Fits Your Business or Organization

Our Business Value Checking account is simple, affordable, and built for small organizations and businesses that want the right tools without unnecessary costs. Keep your operations running smoothly with dependable banking that grows with you.

Required Documentation
According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. Here's what you'll need to open a specific account:
Sole Proprietor
  • Certificate of Assumed Name (only if your full name is not included in the business name)
  • Social Security Number or EIN Federal Tax Number
Corporation
  • Articles of incorporation (files with state)
  • Corporate Resolution for signers
  • EIN Federal Tax Number

General Partnership
  • Copy of partnership agreement
  • EIN Federal Tax Number
  • Certificate of Assumed Name
  • Partnership Resolution for Signers





































































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